Judgments & Debt Collection - wage garnishment limits and protections

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Wage garnishment limits and protections
A creditor may not garnish more than 25% of your wages per pay period. For individuals earning minimum wage or near minimum wage, you must be left with an amount equal to 30 times the Maryland minimum hourly wage. An employer cannot fire you because your wages are being garnished for any one debt within a calendar year. Are there any limitations on how much a creditor can collect from the debtor's paycheck? Once a garnishment begins, the creditor must send you a statement of your payments. The creditor must send the statement within 15 days after the end of each month. You have the right to contest the garnishment. Use the DC-002, Motion to explain your defense or objection. DC-CV-065 - Writ of Garnishment of Wages (as published)

Published wage garnishment cap, minimum-wage protection, employer protection, creditor statement duty and how to contest a wage garnishment.

court level: District Court
case type: judgments and liens
county: —
Wage garnishment limits and protections: A creditor may not garnish more than 25% of your wages per pay period. For individuals earning minimum wage or near minimum wage, you must be left with an amount equal to 30 times the Maryland minimum hourly wage. An employer cannot fire you because your wages are being garnished for any one debt within a calendar year. Are there any limitations on how much a creditor can collect from the debtor's paycheck? Once a garnishment begins, the creditor must send you a statement of your payments. The creditor must send the statement within 15 days after the end of each month. You have the right to contest the garnishment. Use the DC-002, Motion to explain your defense or objection. DC-CV-065 - Writ of Garnishment of Wages (as published)
Source: Maryland Courts: Judgments & Debt Collection (judgments last 12 years and renewal, lien records)(retrieved 2026-10-17)

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