Judgments & Debt Collection - bank garnishment and exemptions
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Published bank account freeze on a writ of garnishment, the automatic $500 exemption, the $6,000 exemption election and the 30-day request window.
- Bank garnishment and exemptions
- A writ of the garnishment is served on your bank. The bank must then freeze the money in your account up to the amount of the judgment including costs and interest. You will not be able to withdraw this money. Any money deposited into the account (such as direct deposit) will be frozen up to the amount of the garnishment. Money in a bank account may be protected from garnishment. This is called an exemption. Maryland law provides for an automatic exemption in the amount of 500 dollars. This means at least 500 dollars in your bank account will be protected without you taking further action. Under Maryland law you can request an exemption of up to $6,000 for any reason . See Maryland Annotated Code, Courts and Judicial Proceedings § 11-504(b)(5) . You may request an exemption to the garnishment. You must make your request within 30 days of when the garnishment was served on the bank. Use the form Motion for Release of Property from Levy/Garnishment (DC-CV-036) . (as published)
原データ更新日：2026-10-17
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